Talk of The Villages Florida - View Single Post - Homeowners Insurance - Coverage A
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Old 01-15-2025, 11:29 AM
Hape2Bhr Hape2Bhr is offline
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Quote:
Originally Posted by retiredguy123 View Post
I'm not sure exactly what you are asking, but if your courtyard villa is completely destroyed, you will need to get an insurance payment equal to the market value of the house less the value of the lot. Any experienced real estate agent can tell you the market value of houses similar to your house. If you can't rebuild the house for the market value, it would not be worth rebuilding.
If TV builds and then sells houses at market value, how would they make any money? The house itself needs to be built/constructed for less than market value.