Quote:
Originally Posted by kkingston57
A lot of remarks here about market. Was in the biz, person needs to buy insurance based upon the replacement cost based upon the actual construction quality of the home. That amount does not fluctuate like market prices.
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Kkingston57 is correct. Rc needs to be based upon what you have in the house. For example, you may have tile showers where your neighbors are less expensive fiberglass. Same with floors etc.