[M2inOR]

Perhaps there's a good reason that Villages Health only accepts UHC, Florida Blue, and Humana Medicare Advantage plans.

They do NOT accept Aetna.

I've had Kaiser Permanente HMO for my entire working career, as had my wife. Always good care. First year of retirement, too before moving to The Villages. KP is also a non-profit healthcare provider.

Not all providers are for-profit.

Medicare Advantage providers are provided with an annual stipend for each person enrolled. Companies like UHC pass a sizeable portion of that annual stipend to providers like Villages Health. This provides a baseline funding for each person. Claims for procedures and tests provide additional funding to cover costs of providing care.

Yes, UHC is a for-profit insurer. That alone does not make it bad. And yes, in some states UHC has had issues.

If you are active and healthy, Medicare Advantage plan, and Villages Health could be a good fit for you.

Note well, with traditional Medicare, you may not be able to find a PCP and specialists that are accepting new Medicare patients.

What I like about Villages Health is that my PCP and her team are excellent. We've also seen specialists without waiting a long time. There have been no billing issues, and yes for some care, we've paid out of pocket. For example cataract surgery with basic lenses would normally be free or low cost. Instead we asked for and got premium multi-focal lenses that cost $$$. Neither regular Medicare nor Medicare Advantage covers those types of lenses.

I encourage people to talk to SHINE or other resources to discuss their needs and which providers would be best for them. And read everything you can!