Quote:
Originally Posted by Birdrm
You can switch back from and Advantage plan to a Supplement plan you just have to go through underwriting. Yes, if you have an existing health issue they can reject your switch but if fairly healthy and no major issues you can switch to a Supplement plan!
|
The true test is which plan is best without considering cost. Sure, no problem
with Medicare Advantage if you are healthy. You will save money and it may continue that way.
But, when you some serious care, you may be excluded from some of the best care resources. May never happen, but if need cancer care, does your plan cover Moffit, Shands or Mayo. I understand that UHC Advantage may now cover but several years ago it didn't. What about other Advantage programs?
I am fortunate that my pension pays $1000/year toward my Medicare supplement plan. I am also fortunate enough that I can afford Medicare Supplement Plan. I would rather have the assurance that I can get the best medical care. I will give up my need to have a new Tesla, Geneses, or Lexus every year.