Not exactly. There is no issue with switching back to traditional Medicare. The only issue might be if you also want to add a Supplemental Plan. There is no requirement to have a Supplemental Plan although most people do enroll in one. Exactly which preexisting conditions would cause a rejection during underwriting for a Supplemental Plan will vary. I had asked my broker this and she could only speak in general terms.
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Originally Posted by OrangeBlossomBaby
Most people over 65 have a "pre-existing condition." That's why it's a risk to start with Advantage with the presumption that you can always just switch to regular Medicare. If they decide some day that YOUR pre-existing condition is a disqualifying one, then they'll deny you.
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