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Originally Posted by Birdrm
You can switch back from and Advantage plan to a Supplement plan you just have to go through underwriting. Yes, if you have an existing health issue they can reject your switch but if fairly healthy and no major issues you can switch to a Supplement plan!
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Quote:
Originally Posted by biker1
Not exactly. There is no issue with switching back to traditional Medicare. The only issue might be if you also want to add a Supplemental Plan. There is no requirement to have a Supplemental Plan although most people do enroll in one. Exactly which preexisting conditions would cause a rejection during underwriting for a Supplemental Plan will vary. I had asked my broker this and she could only speak in general terms.
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If's unfortunate that Florida isn't as flexible as many other states, that give you an almost unlimited right to switch back to a Medicare Supplement. Given the insurance climate in FL, I guess I shouldn't be surprised.