This should be illegal in a forum like this
There is so much false information and opions on this issue presened here that it proves there are many people that don't know what they are talking about but will remain passionate about their opinion based on their limited experiences. Everyone needs to educate themselves through researching all of their opinions THEMSELVES!!! It's about you and your personal needs. No one here knows your personal health information and no one knows your travel plans...etc. Maybe you are 80 and maybe you are 45 on SSDI with Medicare but mostly healthy.....nobody here knows and that is why you need to choose the best you can afford. Should you pay for an insurance company that will send you to your cancer center of choice but you have no cancer history and no risk factors....only you can decide that. Just Please don't base your needs on everything you've read here and talk to your Doctors and Insurance advisors. As a retired RN I have a greater understanding of how it all works. If I like my current Doctors and I am changing insurance I call my doctors' offices and ask to talk to the billing person. I tell them my situation and I ask what insurances they accept and which one is the best payor to assist in my informed decision.....in addition to talking to my Doctor, insurance advisors, and my own research. I know it's much harder for folks that haven't worked in the health industry and everything seems like a different language...but it's not hard to do your own research. One thing is for sure, after a career in the ER, I've never ever seen someone denied a life saving procedure....insurance or not. Oh....Medigap insurance is from the same insurance companies that offer Advantage plans. And stop saying MA instead of Medicare Advantage because every Healthcare practitioner knows MA means Medicaid. Do you qualify for Medical Assistance? If you do then how can you afford your bills here in the Villages. Stop confusing the issue with MA please
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