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Thread: Lease or Buy?
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Old 02-01-2025, 11:56 AM
retiredguy123 retiredguy123 is offline
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Quote:
Originally Posted by BrianL99 View Post
Leasing has always been a more expensive way to buy a car.

The only time it becomes a less-expensive way to buy a car, is when a manufacture convinces a 3rd party insurer, that the residual value of the vehicle, is going to be higher than expected.

Unless you have a tax situation that's going change the dynamic, "buying" is cheaper than "leasing", 99% of the time.

That said, if you figure you're going to be making a auto-loan payment for the rest of your life, "leasing" will get you more car for your monthly payment. You can drive a Buick, for a Chevrolet payment.

"Cash outlay" is different than "expense" (or "cost").
I agree. I have never made a car loan payment or lease payment in my life. When I couldn't afford a new car, I bought a used one. Like some car guy used to say, "drive a used car, everyone does".