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Thread: Lease or Buy?
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Old 02-01-2025, 06:24 PM
bob47 bob47 is offline
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Quote:
Originally Posted by Bill14564 View Post
Leasing may be a more expensive way to buy a car, but paying cash seems to be a more expensive way to drive a new car every 36 months.

The details are going to matter a lot but:
- If I purchase a $50K car today and then trade it in for maybe $30K in Jan. 2028 it has cost me $20K + tax
- If I lease a $50K car at $500/month then in 36 months it has cost me $18K

There will be other fees for both leasing and purchasing
If I purchase a car I will likely keep it more than 36 months
I drive too many miles for a lease at this time, but when my high-mileage years are over I will be looking into a lease
Counting only depreciation, tax, title, dealer's fees, etc., it typically costs us $2000 - $2300 per year to own a mid size SUV, trading it anywhere from 4 years to 10 years. Between up front costs and monthly costs, I don't believe you can lease a similar car for that.