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Thread: Lease or Buy?
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Old 02-01-2025, 06:43 PM
Bill14564 Bill14564 is offline
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Quote:
Originally Posted by bob47 View Post
Counting only depreciation, tax, title, dealer's fees, etc., it typically costs us $2000 - $2300 per year to own a mid size SUV, trading it anywhere from 4 years to 10 years. Between up front costs and monthly costs, I don't believe you can lease a similar car for that.
Your 4-year cost is $9,200
Tax on a $50K vehicle is $3,000
If dealer fees and others come to $200 then your depreciation over 4 years is $6,000 or 12%.
You would buy the $50K vehicle, drive it for four years, then sell it for $44K.

12% is really good. A couple of makes I checked had 4-year depreciations of 24% and 36%
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