If someone is living just off SS, prior to moving to TV, then it’s not much difference in TV. Except for amenities fees, one would still need wifi, car (or not) insurance, a dwelling, heat, air, food.
For many free activities saves money, plus taxes for many are far less. So money in the bank. I know some who choose their lifestyle, with just SS, and investing pension, so when time come spouse and or children will have a tidy sum.
We traveled our whole life, for a living, seeing the world in younger age. Some have second homes to travel and enjoy anytime they please. Have to say we enjoyed Europe in our younger days, and have family to visit in multiple countries, when we chose. Now we mostly stick to vaca homes, two hour flights or less with a different view, culture, and lifestyle
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Do not worry about things you can not change 
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