Cruise ships do have a Dr. onboard, larger ships could have 2. You were probably triaged by a nurse. River cruises will typically rely on medical personnel in the towns they visit. Regarding travel insurance, that is how it works, regardless of whether you are on a cruise ship or on land.
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Originally Posted by bonbonn
we went on royal caribbean cruise. we bought the ships insurance, my wife got sick went to emergency by wheel chair. Before they would look at her they wanted our credit card, I said we had bought the insurance. We were told we had to pay them and then go to the insurance for reimbursed. I dont think they were even doctors. we waited for her to feel better and went back to our cabin. never cruise again
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