Quote:
Originally Posted by Rainger99
However, if you have to go back to Medicare and you have health problems, I think you can get around the denial problem by moving to New York, Maine, Massachusetts, or Connecticut. I don’t think think they allow the medigap companies to refuse you.
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I wish those states wouldn’t have that policy, which differs from just about every other state. That policy creates unnecessary risk for the Medigap providers, which is passed along in the form of higher premiums. It effectively penalizes those who choose a Medigap plan from the get go and don’t try to game the system by selecting and Advantage plan when they are healthy and then switching to a Medigap plan (without medical underwriting) if/when they develop an expensive medical condition.