Quote:
Originally Posted by Trip_Insurance_Pros
In response to your questions...
Does anyone know if a cruise ship can charge whatever it wants for medical treatment?
Now to your statement "without asking any questions" - you will always have to produce documentation to substantiate the claim. If its an eligible medical reason, then yes it should be covered.
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Thanks for the answer!!
If I have $50,000 in medical coverage and the cruise ship charges $47,000 for treatment for the flu, and I produce documentation from the cruise ship that the bill was $47,000, in your experience would the insurance company pay all of that? Even if 99% of doctors and hospitals would only charge about $5,000 for the treatment?
It seems to me that if a cruise ship knew what the policy limits were on your travel insurance that the bill might be "inflated" to about what your policy limits are!