Quote:
Originally Posted by Altavia
The map probably isn't that precise. I'd rely more on if your yard is as high as others not shown in the flood zone.
How close to the homes in that area did the water get last hurricane. We had about 12" of rain on top of full ponds/lakes.
|
The determination of whether or not you're in a Flood Zone is not guesswork or "eyeballing". You are IN or you are OUT, based on the exact delineation, as shown on a USGS or FEMA Map.
You are in a Flood Zone, if your property is within the boundaries as shown here:
FEMA Flood Map Service Center | Welcome!, unless and until you're shown paperwork, with an approval from FEMA, that the Flood Boundary has been modified by them.
Quote:
Originally Posted by djlnc
We're interested in a house on Heather Way, but I'm concerned about the flood zones. The homes are on land built up several feet above the natural area. Is the flood zone on the map an approximation meant to show that the natural area is a flood zone, or is it actually meant to show that the flood zone extends on to the built up property around it as it appears in the picture?
Thanks
|
The attached is not an original FEMA Flood Map. If the actual FEMA map shows your house lot in a Flood Zone, it is in a Flood Zone.
The Flood Zone can be changed to reflect grading changes made by the builder/developer, but it can take some time and some paper work. You can also follow the FEMA process to change the Flood Designation, by submitting the proper documentation. Again, that can take some time. In the meantime, if you have a Mortgage, you'll probably need to buy Flood Insurance.
There are plenty of threads on the subject, here on TOTV.
Living in a floodplain
Buyers Beware-Flooding
Very Basic Insurance Question.
Question on how to eliminate flood insurance