USAA will appear to be comparable or even more expensive as some competitors. However, they refund a small percentage of the premium (based on that years income) each year. The bottom line is they usually beat the competitors once you consider the rebate. I've had USAA since 1971 and they have been good about covering losses, although I have had to argue/negotiate with them a time or two.
I have their credit card but recently added a Capital One Venture X card that has better travel perks.
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Pam&Nick
The government cannot give anything to anyone without first taking it from someone else
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