Quote:
Originally Posted by Guinness835
My wife and I are seriously looking to buy a house in The Villages in the very near future. We have visited several times and have a couple of friends that have moved there, so we are fairly familiar with it.
We have come to the conclusion that we would like to be in the in an established area versus the new builds down in the southern part. We would prefer “between the sixes,” but have also looked at houses between Lake Sumter and Spanish Springs around Tierra Del Sol.
We have seen a couple of houses online recently that were completely renovated, but built in the late 90’s. I have read and heard about insurance difficulties regarding roof age and all of that, so we’re fairly informed about that. I also believe homes built after 2004(ish) had different building requirements such as hurricane clips. I know that it is preferable if a home built before that has these hurricane clips added later.
I am just curious if anyone has any other pros/cons or concerns for buying a home built in 1998-1999 or so versus something built in the 2000’s. I know that probably is a loaded question, but we have learned a lot from this site and just want to do our due diligence and look at all angles. Thank you in advance!
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You will need a five point insurance inspection, (wind mitigation etc). Most of the roofs have been replaced by now. Building codes were changed in 2001, and you will need an occupancy permit or copy of the final building construction permit inspection, available online, showing this was issued after 2002. Roof requirements were made more strict around 2012, but your wind inspection will show compliance.
Lowest taxes are Sumter County, but not in City of Wildwood. Stay out of Lake County, and be sure your electricity comes from Sumter Electric Co-op, not Duke or Leesburg.
The further north you go, the more civilized and benign the traffic, automobile and golf cart, will be.