Talk of The Villages Florida - View Single Post - Interesting Financial planning exercise for Roth Conversions
Thread: Interesting Financial planning exercise for Roth Conversions
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Old 03-05-2025, 02:25 PM
CoachKandSportsguy CoachKandSportsguy is offline
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Quote:
Originally Posted by Pugchief View Post
1. This assumes you have ZERO investment income.
2. You aren't taking IRMMA into account.
1 back of the envelope concepts. . you must not understand that concept
2 back of the envelope concepts. . you must not understand that concept
3 OBVIOUSLY everyone situation is not simple with three numbers
4 Since I just used like three figures, its just a simple concept and A REMINDER is also posted is to inform people that any old model is no long optimized for your own tax situation with this change, and you can be leaving lots of conversion potential in the tax deferred account

I'm sorry you missed that point in bold