I don't think you need a police report in this case. If the cleaning lady has insurance, her insurance should pay for the damage. If not, then you can file a claim under your collision insurance. A photo of the damage should be sufficient to prove the damage. If your insurance company requires a police report to prove that your car was damaged, I would find another insurance company. Typically, the police do not respond to this type of accident. Your insurance company can sue the cleaning lady, but they probably won't.
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