I tell people to always start a video and take a lot of pictures at an accident scene. Stories change when the at fault driver talks to someone later. The video confession, witness statements and the accident scene are indisputable evidence when captured on video. I was hit twice and lost insurance coverage for 3 years. The 1st accident I was a passenger and the 2nd I was stopped at a red light. I had to buy a motorcycle to get around. I couldn't get insurance from over 30 insurance companies until the 1st accident was 3 years old.
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