Quote:
Originally Posted by MrFlorida
An accident report is required for your insurance company to prove that you had damage to your car. The police do come out or send a civilian traffic investigator to take that report, I've seen them in the Villlages before.... also this is a no fault state, so your insurance company covers the damage to your car, I know first hand, had somebody rear end me on 441, cop said my insurance covers, not theirs.
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First a police report is not required but is nice to have. Just take pictures of all vehicles, license and insurance cards.
If you have their insurance information you can file directly with them.
If there is push back you can go through your own insurance and if they determine you are not at fault they will go after the others insurance to get all the money back. Including any deductible you may have had to pay.
I know this as I just went through the whole process start to finish.