[J1ceasar]

Keep in mind that PayPal allows you to either check friends and family which is totally non-refundable or business to business which gives you a little more safety.
And if you link into a credit card then you have the additional safety of complaining to your credit card.
Years ago I actually had $15,000 withdrawn for my credit card and I very easily denied it
In PayPal's defense they did try to call me to verify but I did not pick up because I was in the movies. I would have thought they would have waited for a phone call but they didn't, more than 20 years ago of course and I think the systems are a lot better now