Talk of The Villages Florida - View Single Post - Sinkhole Insurance
View Single Post
 
Old 03-19-2025, 05:47 AM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,616
Thanks: 3,087
Thanked 16,768 Times in 6,641 Posts
Default

Quote:
Originally Posted by jimkerr View Post
He’s talking about the additional sinkhole coverage you can buy. For example, If a sinkhole opens up in your front yard or driveway.
That is a common myth. Sinkhole insurance does NOT cover a sinkhole in the driveway or in the yard, or to other property that does not affect the house. It only covers damage to your house. All policies in Florida cover catastrophic ground collapse damage to your house if the house is deemed uninhabitable by the county or state. If you have damage to your house, but the house is not deemed uninhabitable, then an optional sinkhole coverage may cover the damage to your house.