Quote:
Originally Posted by bowlingal
If a sinkhole touches your house, the damage is covered under your homeowners policy. A rider for sinkhole coverage is needed if the sinkhole DOES NOT touch the house, but appears on your property
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Not true. The optional sinkhole insurance only covers damage to the house. I would suggest that you read the sinkhole insurance rider very carefully. I have. The only difference between the optional sinkhole coverage and the mandatory catastrophic ground collapse coverage is that the house must be deemed uninhabitable by the county or state to get coverage under the mandatory insurance. Verbal information from an insurance salesperson is often not correct.