I'm sure you've heard of the 4% rule. Simply stated, you can withdraw 4% of your assets every year and not run out of money. Most advisors take 1 to 1.5% of assets under management (AUM). That means you're giving up a minimum of 25% of your 4%!
I would suggest that you visit bogleheads.org and look around. Their Wiki will explain a lot of things. There is a forum where you can ask any questions. Everything is there that you need to self direct.
Hope that helps.
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