Quote:
Originally Posted by rsmurano
The advantage plans are terrible, ran by insurance companies, and almost 70% of the time will refuse medical procedures that your Dr wants to do. Don’t believe me, call an advantage plan provider and ask them if they can deny service. I have, they all say yes, and then google advantage plans denial rates, why congress has been looking into this. Medicare will never refuse a Dr for doing a procedure, but insurance companies do this 70% of the time because this is how they make money. While you are googling about the advantage plans, query why hospitals are refusing admitting advantage plan clients. Hundreds of hospitals have done this so far and more every month.
Take Medicare and get a supplement plan, a plan g, plan n, plan right when you retire because after this don’t have to accept you. Little known fact: if you go initially with an advantage plan then find out you don’t like it, a supplement plan doesn’t have to accept you, whereas if you initially go with a supplement plan and want to go to advantage plan, no problem.
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People complain about The Villages Advantage Plan and Advantage Plans in general, but we have had great experiences after switching when we moved to TV! I had heartburn while on my morning walking, went to my PCP at Colony and ended up with a triple bypass. Got an EKG, stress test, heart Catherization then a triple bypass. From initial PCP visit to triple bypass, 17 days! After giving myself 15,000 - 20,000 injections over my life, now down to ONE injection per week, off insulin and A1C is 5.7 - 6.0! My wife has had severe back issues, received back surgery and has NO back issues since! We travel back to Massachusetts every summer and have no issues seeing out former doctors if and when needed. Complain all you want, but you can’t prove it by us!