Quote:
Originally Posted by rustyp
As you pick make sure you understand the difference between a HMO and a PPO advantage plan. Being as young as you are I would start with the UHC PPO. Slightly higher deductibles and out of pocket but much more flexible for nationwide coverage. We have TVH since its inception and are snowbirds. We very much like it. With the PPO we have had no issues in either location. In fact we have two primary docs - one here one and one in our seasonal home. We have not encountered one refusal or out of network yet. Been to hospitals, and specialists in both locations and once on our journey between locations - seamless.
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I might change next year. The Medicare site kind of pushed me towards what I applied for. Not sure if it was the PPO or the HMO. Just went by what they had online. I do not see myself moving for a few years and if I did it probably would be very close to the Villages unless family matters pull me somewhere else.