Talk of The Villages Florida - View Single Post - Most unprofessional experience trying to purchase my first home in TV.
Thread: Most unprofessional experience trying to purchase my first home in TV.
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Old 04-05-2025, 06:21 PM
BrianL99 BrianL99 is offline
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Originally Posted by Caymus View Post
I wonder if the successful buyer knows that insuring a house due to the roof could be an issue.
This whole roof/insurance thing, is mostly a red herring.

Most insurance companies will insure a home, regardless of roof condition.

The problem is, people with 10-15 year old roofs, thinking they can get a brand new roof, if their 15 year old roof is damaged. That's just not reasonable. If a 15 year roof is damaged, your insurance should only be paying you 40%-50% of the value of the roof.

https://floridapace.gov/blog/home-in...f-requirements
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