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Originally Posted by Malsua
I'm not sure where you're getting this statement.
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I quoted the FL law and included a screen shot of what it says. That's where my statement came from.
Quote:
Originally Posted by Malsua
Most sales of homes 10 years old or older require a 4 point or Wind Mitigation inspection (or both) before insurance will write the policy. Both inspections include roof information and condition.
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That's been true in Florida for at least 15 years. How is that unreasonable?
Quote:
Originally Posted by Malsua
I am a licensed, certified, insured and bonded home inspector. I deal with these issues for people every day. I don't make them get the inspections, the insurance company does. On many sales, If they want insurance, they have to change the roof covering. If you have an old or roof of an unknown age, on your home, they will keep raising your rates annually. When you call to complain, they say "get an inspection". When you get the inspection, if roof is 15 years or older, and does not have an expected life of at least 5 years, they can drop the policy.
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& some how, that isn't reasonable? 60%-70% of the life expectancy of the roof has been used up and folks think an insurance company should pay the FULL VALUE of a NEW roof when their used up roof is damaged?
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