Quote:
Originally Posted by CoachKandSportsguy
Not sure I agree with that statement.
Finally, the assumption that the markets always go up LONG TERM appears historically true. However, there's not any guarantee, and in retirement or prior to retirement, with an average life expectancy is 78, or 11 years, there is no longer a long term recovery period.
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Not a Roth conversion fan, so I agree with your "Not sure I agree".
But, FYI, once you reach 65.......life expectancy is ~17 to 20 years.