Talk of The Villages Florida - View Single Post - Umbrella insurance policy with golf cart
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Old 04-10-2025, 09:17 AM
nn0wheremann nn0wheremann is offline
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Quote:
Originally Posted by Spartan86 View Post
A colleague from another state was just informed by his current insurance carrier, travelers that they would be unable to write an umbrella policy because his golf cart has rear facing back seats. As many of you have such a cart I was wondering if you had ever run into a similar limitation?
Not an issue for me, but I read my Allstate renewal policy for my 2009 Yamaha Drive 2 seat golf cart. They had the correct serial number, but called by a different model name, one that Yamaha did not use until 2021. I inquired. I sent pdf file of the owners manual. They wanted pictures. I sent these. Their underwriter now wants to classify my golf cart as a street legal low speed vehicle because it has rear view mirrors, and headlights. I sent them copies of the Florida statute defining golf carts and low speed vehicles. Mine is definitely a golf cart. No reply for almost a week now.