Talk of The Villages Florida - View Single Post - Deducting Interest
View Single Post
 
Old 04-10-2025, 05:04 PM
Aces4 Aces4 is online now
Soaring Eagle member
Join Date: Dec 2015
Posts: 2,388
Thanks: 1,135
Thanked 2,455 Times in 1,042 Posts
Default

Quote:
Originally Posted by Pballer View Post
The standard deduction was greatly increased in 2017; in reality personal exemptions were done away with and folded into the standard deduction. To take the interest deduction you will probably need to take itemized deductions. Unless you pay a lot in mortgage interest, property taxes and state taxes, or have very large medical bills and charitable deductions, the auto interest deduction will probably be worth very little if anything to you.
If one's expenses are greater than the standard deduction, that interest write-off may be important to them. Particularly if many medical bills/expenses have pushed them to itemizing.