Talk of The Villages Florida - View Single Post - Is a million enough anymore to retire
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Old 04-12-2025, 01:26 AM
margaretmattson margaretmattson is offline
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Quote:
Originally Posted by kkingston57 View Post
Wife and I received $5500 a month in SS and have no mortgage. If we spread out the 1 mil over 30 years it would give us 30K a year and that does not include interest. 96K a year will pay for a lot more than the Historic District.
The developer is building thousands of affordable homes in the new areas. In fact, the average price of a home in the Villages is not higher than those nationwide. Before buying, seek the advice of a financial
planner. IMO, it is quite easy to retire with one million cash in the bank.

Don't be misled. There are MANY living in the Villages on fixed incomes. When comparing, I know many who chose to retire in the Villages because it was CHEAPER than other communities.

IMO, It important to make financial plans based on one income. Very often, a spouse dies suddenly leaving the widow in debt. Do not let this happen! Buy a home that is still affordable if this occurs. Sadly, I have seen many forced to leave their homes. Downsizing is easy and a relief for some. If you require a big home with a large garage, view, pool etc, the Villages may not be in your price range.

Last edited by margaretmattson; 04-12-2025 at 05:48 AM.