Hi there! 👋 I’m Lauren with Insurance Consultants International, while I have never booked a cruise through Costco, I can answer your travel insurance question —cruise line insurance is convenient, but it’s not always the best bang for your buck.
There are other options! Third-party travel insurance plans often provide more comprehensive coverage, including higher medical limits, broader cancellation reasons, and protection for your entire trip (not just the cruise portion). Plus, you can sometimes save money while getting better coverage.
We actually wrote a blog post all about this if you'd like to dive deeper:
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Why Buying Travel Insurance from a 3rd Party Company is Better than Buying from a Cruise Line
Happy to answer any questions — here to help! Safe Travels!