Quote:
Originally Posted by Retiring
I would check State Farm. I have a golf cart and umbrella insurance was not a problem, never asked about rear facing seats. I have been with SF since college, almost 40 yrs. The umbrella is not cheap in FL. I built my home here couple years ago. Went to SF and learned my umbrella was 6 times the cost in WA, both SF offices. I asked why am I paying 600% more than I was in WA, she said FL is a very litigious State. Great 
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yes, FL is a very litigious state, though I can't figure out if its the state legal setup, or if its the type of residents who live here, with such a disparity of incomes throughout the state. .