all our utilities are underground and in my 3+ years can only remember a couple of short duration power outages, most not directly related to T-storms. I have not felt a need for a generator. Of course, we haven't had any major hurricane issues come through in the time I've been here.
Someone who has lived here longer might have different insight...
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Maryland (DC Suburbs) - first 51 years 
The Villages - next 51 years 
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