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Old 05-25-2025, 07:48 AM
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Spartan86 Spartan86 is offline
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Going into our 4th insured year with Spinnaker via The Villages insurance agency. 2019 build designer, interior lot no pool, no additional sink hole or flood, 2100 ish SF with enclosed lanai. $502K dwelling, $500K liability with $1000 general deductible. $1562 this coming year. First year was $1517 - pretty steady so I’m hanging in with them. Side note, they are AM Best A rated which was a requirement for my umbrella policy underwriter.

Speaking of Umbrella (I know this is a homeowner thread) my renewal just arrived with a nearly tripled premium - $1316 for $2M. I obviously will shop that which likely means changing my auto insurance as well. I have been with Costco’s insurance partner Connect by AmFam and have been happy. But, they quit writing new auto policies in FL and are apparently encouraging the likes of me to move on. I should see my auto renewal soon and I’m guessing it will be a little eye watering as well.