I have had a $5M umbrella policy with State Farm for many, many years. I do not know if they go higher than that these days. That was the limit when I took it out. The premiums do go up with every yearly renewal but I feel it is at least important if not essential for me to have.
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"No one is more hated than he who speaks the truth." Plato
“To argue with a person who has renounced the use of reason is like administering medicine to the dead.” Thomas Paine
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