Talk of The Villages Florida - View Single Post - Nice surprise on our Home Insurance...
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Old 06-03-2025, 03:14 PM
jrref jrref is offline
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Quote:
Originally Posted by Tvflguy View Post
Just received our annual premium for our homeowners insurance. Hated to open the envelope. But did and nice pleasant surprise. Only went up $13.00 for our annual policy. Yikes - happy, actually shocked. Expected the usual 20%+ increase.

Our insurance is Cabrillo Coastal General Insurance Agency, Safe Harbor Insurance Co.

Of course hope we (or anyone here in TV) don't need the insurance. And hope this year's storm season is an easy one for all of Florida....
I'm glad for you but the only way for the rest of us to tell is this is a "good thing" or not is if you can answer the following questions:
1) Sq footage of your home
2) Dwelling coverage
3) Liability levels
4) Flood insurance?
5) Sinkhole Insurance?
How much are you paying?

So for example, I have a neighbor who is paying about $1,500 more than I am for a similar home and coverage and he only got a 10% increase because he's already paying too much. I'm not saying that's your case but it will put things in perspective.