[kingofbeer]

Originally Posted by rsmurano

I look at what’s going on in the economy, WH, and global events to try and figure out if it’s wise to be in the market, or to be in all money market funds. My days of holding thru recessions like in 2022 are over, I’m capitalizing on the downturns to make money, sell into money market funds then start getting back in when sentiment is at its lowest. It worked in 2022 and last December when I sold everything. This year I got back into the market the 1st week in April and in these last 2 months have had my biggest rebound gains since the 2020 ‘V’ shape recovery.

When somebody makes a claim to jump into etfs over anything else is not an investor. There are thousands of mutual funds, index funds and etfs. I have heard people say they are getting into etfs like they are all have magical values to them. No fund group has any magical traits, you still have to know which fund you want to get into because some will make money and many many others will not. You can make a small fortune right now depending on how you invest.
I never have nor ever will buy bonds. I want to make money, if I want to be safe, I’ll put it in money markets, which I still have 25% of our portfolio in money market making over 4%, was making over 5.25% a few months ago. So my portfolio is 75% stocks/funds and 25% mm. All of my funds are indexed based with expense ratios of .02-.04%, low risk, high return, low turnover, and I have had most of these for over a decade when I’m fully invested. Most if not all earn over 25% with a couple over 40% a year.
Normally I only invest in stocks that I know like Apple, meta, Tesla and a few others. In 2023, I got back into the market with stocks like the above and made 100’s % gains then got out of all of them last December. Easy money since they were all way down, some of them below $100 a share.

I did the same thing in April 2025, got into 7 AI/high tech/and other class of stocks and made very good money. I normally don’t share my picks but since I’m out of 3 of them now, I can share: APP, ZIM, and HIMS, with HIMS making 100% gains in a couple months while the others were around 50% gains. Sold these and put the monies into other beat up high tech stocks that are making the same type of gains as those 3. Eventually when these stocks start leveling off I’ll be back into my go to index funds.

Your strategy is good. You share 3 winners. Do you have any losers to share? Regarding the 3 winners, it is hard to predict when to buy those and when to sell those. I suspect you just got lucky timing with the 3 winners.