Talk of The Villages Florida - View Single Post - Car insurance required even when car isn't used?
View Single Post
 
Old 06-18-2025, 06:19 AM
MrLindy MrLindy is offline
Junior Member
Join Date: Apr 2024
Posts: 10
Thanks: 9
Thanked 2 Times in 2 Posts
Default Can You Afford to Pay For Replacement Car?

Quote:
Originally Posted by MrLonzo View Post
I asked my insurance agent to cancel my car insurance while I'm out of town for several months. She informed me that if I did that, my plates could be recalled and I'd be fined by the state. There is a 'vacation hold' I could use, but it would still require liability, property damage, and comprehensive, and I wouldn't save that much on the premium. What gives here in Florida? It doesn't make sense to have all that insurance for a vehicle parked in a garage!
Most experts advise that Homeowners Insurance DOES NOT cover motorized vehicles! Read your policy....insurance is relatively cheap compared to the expense of replacing a vehicle like a car...