Talk of The Villages Florida - View Single Post - Car insurance required even when car isn't used?
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Old 06-18-2025, 07:01 AM
lpkruege1 lpkruege1 is offline
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Default State Farm

Quote:
Originally Posted by MrLonzo View Post
I asked my insurance agent to cancel my car insurance while I'm out of town for several months. She informed me that if I did that, my plates could be recalled and I'd be fined by the state. There is a 'vacation hold' I could use, but it would still require liability, property damage, and comprehensive, and I wouldn't save that much on the premium. What gives here in Florida? It doesn't make sense to have all that insurance for a vehicle parked in a garage!
I can't say what other insurance companies offer but State Farm Auto allows you to put the car in storage which cuts your premium to about a third of what it normally is. I have 2 cars in 2 different states and do the same thing with the other one when I'm not there. They allow me to reinstate the insurance at times I'm there like over Christmas.