Talk of The Villages Florida - View Single Post - Car insurance required even when car isn't used?
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Old 06-18-2025, 08:29 AM
MrLonzo MrLonzo is offline
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Quote:
Originally Posted by margaretmattson View Post
We often travel for months. If you do not wish to carry insurance on the vehicle while you are away, take the license plate and current insurance to the department of motor vehicles. It is a must that you do this before your current insurance expires. DOT will do the required paper work.

You must leave your vehicle in the garage. If it sits outside without a plate while you are away, it will be red tagged. If you are not home to receive the notice, your car will be towed. Easy peasy! Leave it in the garage!

When you return to the Villages, purchase an insurance policy and return to the department of motor vehicles. They will do the paperwork and give you a plate along with valid registration sticker.
How're you going to get back home from the DMV without a license plate? You have to arrange an Uber or other alternative. Same when you come back to town and want your plates back. And how will you get around between the time you return the plates to DMV and the time you leave? Waiting til the last minute is just one more item on the 'to do' list trying to get out of town. NOT so easy peasy!!