Talk of The Villages Florida - View Single Post - Car insurance required even when car isn't used?
View Single Post
 
Old 06-18-2025, 08:33 AM
JRcorvette JRcorvette is offline
Veteran member
Join Date: Oct 2022
Posts: 572
Thanks: 599
Thanked 445 Times in 222 Posts
Default

Quote:
Originally Posted by MrLonzo View Post
I asked my insurance agent to cancel my car insurance while I'm out of town for several months. She informed me that if I did that, my plates could be recalled and I'd be fined by the state. There is a 'vacation hold' I could use, but it would still require liability, property damage, and comprehensive, and I wouldn't save that much on the premium. What gives here in Florida? It doesn't make sense to have all that insurance for a vehicle parked in a garage!
Back when we were snowbirds we would have our insurance on one car and the other one which was technically “in storage” we just kept the Comprehensive Coverage. It reduced the premium substantially! Most companies require that it sis for several months. I think ours required 3 months. It has nothing to do with Florida laws it is your insurance company. Find a New one!