if your car is in your garage, your home insurance will cover you for liability. Also, if you are rebuilding your car and it's going to be off the road for many months, years, then all you need to have is comprehensiver insurance, which is very cheap. Also, you can self insure.
But, if you have a loan on your car, you have to have it insured based on the requirements of your loaner, because they are the actual owner until you pay it off
|