Talk of The Villages Florida - View Single Post - Car insurance required even when car isn't used?
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Old 06-19-2025, 04:37 AM
Harleyman Harleyman is offline
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Quote:
Originally Posted by margaretmattson View Post
We often travel for months. If you do not wish to carry insurance on the vehicle while you are away, take the license plate and current insurance to the department of motor vehicles. It is a must that you do this before your current insurance expires. DOT will do the required paper work.

You must leave your vehicle in the garage. If it sits outside without a plate while you are away, it will be red tagged. If you are not home to receive the notice, your car will be towed. Easy peasy! Leave it in the garage!

When you return to the Villages, purchase an insurance policy and return to the department of motor vehicles. They will do the paperwork and give you a plate along with valid registration sticker.
The problem with that would be if lightning hit your house and the vehicle burned you would have nothing. Leaving comprehensive on is cheap and easy.