Quote:
Originally Posted by retiredguy123
OP, I don't know how much liability insurance you have on your auto policy, but I found that State Farm and Allstate were the only two companies that would offer more than $250K, which, to me, was not enough. Also, I know some people will disagree, but I do not purchase any uninsured motorist insurance, which is optional in Florida. I would never file a claim for this coverage, so I save a few hundred dollars by not buying it.
For homeowner's, you may find it difficult to buy sinkhole coverage. I have Progressive for homeowner's and State Farm for auto.
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Just a FWIW, but Travelers would also quote $500K single limit and up the property damage to $300K on an auto policy. When bundled with an umbrella policy, the higher auto liability policy actually quoted a bit cheaper than the lesser.
To the OP, good luck I know it’s a hassle to shop around. And as for the opinion that you need a local agent, I disagree and have been through a few claims processes over the years. Once I filed a claim I’ve always been largely on my own for the process - except when they sued and I heard somewhat regularly from the insurance company attorney. A local agent cannot change the process or the language of the policy. Again, just an opinion.