Talk of The Villages Florida - View Single Post - insurance recommendation
View Single Post
 
Old 06-26-2025, 09:05 AM
retiredguy123 retiredguy123 is offline
Sage
Join Date: Feb 2016
Posts: 17,592
Thanks: 3,085
Thanked 16,753 Times in 6,633 Posts
Default

Quote:
Originally Posted by Spartan86 View Post
Just a FWIW, but Travelers would also quote $500K single limit and up the property damage to $300K on an auto policy. When bundled with an umbrella policy, the higher auto liability policy actually quoted a bit cheaper than the lesser.

To the OP, good luck I know it’s a hassle to shop around. And as for the opinion that you need a local agent, I disagree and have been through a few claims processes over the years. Once I filed a claim I’ve always been largely on my own for the process - except when they sued and I heard somewhat regularly from the insurance company attorney. A local agent cannot change the process or the language of the policy. Again, just an opinion.
I actually have $1 million liability on my State Farm auto policy. An umbrella policy is always an option, but I have usually found them to be too expensive.