Thanks for the info. I was just looking at our amortization schedule recently. I understand the arguments against the payoff - mainly that you likely will not recover it, hard to say. And yet, as of late it is costing us about $1400 per year to not pay it. Our balance is around $28K@4.33%. As noted on the Deluna thread, many there are at just over 3%. New builds near Eastport are at 5.19%.
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