[ssmith]

I will be interested in this post too. We have not bought long term care insurance at this point but had our Financial Advisor review the options and this was his advise..

1. Check to see if the policy you buy is only for the state it is bought in. This could be a problem if say you wanted to be moved closer to family.

2. Check to see if you have any say in the facility that you would have or do they decide which facility and what type of room you would be assigned to.

3. Also know that the younger you are and the healthier you are the policy price will be better

I'm sure there are many other factors but these are 2 that I can remember

SSmith